"Closing Costs" are the fees which pay for various services involved when you sell or buy a house. Sellers and buyers negotiate the payment of these closing costs.
Many of the costs associated with buying a house are associated with getting the loan. Since Amity Mortgage is highly experienced with closings & mortgages, we are closing cost experts.
Buyers get a "Good Faith Estimate" of closing costs at the time the loan application is submitted to the lender. The closing cost estimate is based on the loan officer's past experience. It's important to note that while our GFEs are very precise, we cannot always estimate your closing costs to the penny. We review GFEs with buyers every day, so we are happy to answer your questions about closing costs.
We've provided a general list of these costs below, but we'll give you a specific list of closing costs, with amounts, very soon after you complete your application. At Amity Mortgage, we don't believe in surprises, so if your costs change, we will be sure to let you know immediately.
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